Up to now, BOC consumer finance has been established for ten years and has had a high light moment. In 2017, it ranked first in the performance of licensed consumer finance companies with a net profit of 1.375 billion yuan

2018 was a turning point, and the company received three fines in that year. According to public information, in May 2018, BOC consumer finance was * 1.3868 million yuan by Shanghai Banking Regulatory Bureau. The ticket shows that bank of China Consumer Finance had the behavior of charging for loans when handling some loans in 2016. In October 2018, BOC consumer finance was ordered to rectify and impose a fine of 1.5 million yuan by Shanghai Banking Regulatory Bureau. The punishment is due to the fact that the income of the Bank of China's consumer financial borrowers has not fulfilled their duties before the loan investigation, and the regulations on the payment of personal loan funds have not been strictly implemented. In the same month, BOC consumer finance was fined 100000 yuan by the Shanghai Branch of the central bank for violating the relevant provisions of the regulations on the administration of credit investigation industry

Meanwhile, the net profit of BOC consumer finance in 2018 fell by 59.35% year-on-year to RMB 559 million, and the net profit in 2019 was RMB 659 million, which has not been able to return to the echelon of net profit of RMB 1 billion

About this year's performance, BOC consumer finance once said: & ldquo; From January to June, the accumulated operating revenue of the company was basically the same as that of the same period last year. However, due to the impact of the epidemic on asset quality and risk provision, the net profit decreased significantly year-on-year& rdquo;

China.com financial reporter interviewed BOC consumer finance & ldquo; What is the current development stage of the company? What is the development strategy& rdquo;

Bank of China Consumer Finance said: & ldquo; 2020 is the 10th anniversary of the establishment of BOC consumer finance and the year of the digital transformation of BOC consumer finance. Facing the tide of the new era and the constant changes and challenges of the market, BOC consumer finance will take serving the national strategy as the guiding ideology and serving the development of the real economy to fully implement & lsquo; Stimulate vitality, quick response and key breakthroughs, and speed up the construction of high-quality consumer finance companies in the new era & rsquo; Strategic deployment& rdquo;

　　 The number of judgment documents has risen